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How often should I have one?
Annually. Termites are pretty slow to infest and damage a house, but if you have recently had an infestation, you will want to get your property looked at every 3-4 months for awhile afterwards.
Should I do it myself or get a professional?
Unlike many other pests, termites are something that it is usually not a good idea to try to deal with yourself. They are hard to kill, they often reinfest homes unless treatment is done professionally, and they can infest parts of the home that are difficult to inspect. I would not suggest relying on your own skills, no matter how much of a handyman you are.
How much does it cost?
This will vary, but it can range anywhere from $100 to $300. Part of that is based on the home price, part of that is that pest control companies sometimes give what is called a "Termite Bond" - a guarantee that they will either get rid of any termites if they find any or, in some cases, even pay for repairs.
What if I want to do my own inspection anyway?
That's not ideal, but you can still look for a few signs of a termite infestation yourself. Here are a few of them:
1) Mud-looking material on wooden surfaces - This can often be hard to see, but termites will eat away at the interior of wood in your home. When it breaks or a hole is opened to the outside, they will try to patch it up. They use dirt as well as their own feces to create a substance to patch these holes, and it kind of looks like mud.
2) Wings - When termites are swarming, they fly around and ultimately shed their wings. If termites have gotten into your house or near it after a swarm, you will see big piles of wings. Wings can be near your house either because a swarm has come by, or because your house is infested and the swarm came from inside. Here's a picture of some shed wings I took after a recent termite swarm sent a few into my house:
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